YEARLY HIGH
2.5674 CDF
YEARLY LOW
2.4334 CDF
YEARLY AVERAGE
2.4915 CDF

2021 MWK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MWK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 2.5674. Conversely, the yearly low was recorded on December 7, dropping to 2.4334.

This high-to-low spread represents a total annual volatility of 0.1340 CDF. From a start-to-finish perspective, comparing the January average rate of 2.5528 to the December average rate of 2.4541, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.5674 was down 3.95% compared to the 2020 peak of 2.6729, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MWK based on timing:

Yearly Peak High 12,837 CDF
2020 Average 12,429 CDF
Yearly Trough Low 12,167 CDF
Transaction Impact: A difference of 670.22 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.5634
2.4370
JanuMarcMayJulySeptNove

MWK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5292, compared to 2.4538 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0753 points.

H1 Avg (Jan–Jun) 2.5292
H2 Avg (Jul–Dec) 2.4538

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0566 CDF (High: 2.5018 / Low: 2.4452). On the other end, November was the most stable month, with a tight range of 0.0174 CDF (High: 2.4663 / Low: 2.4488).

July Spread (Volatile) ±0.0566
November Spread (Stable) ±0.0174

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0263 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0263

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 2.5456) against the same month in 2020 (average: 2.3017), the exchange rate shifted by +0.2439 (+10.60%).

2021 Avg (February) 2.5456
2020 Avg (February) 2.3017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.5657 2.5374 2.5528
February 2.5674 2.5333 2.5456
March 2.5590 2.5128 2.5398
April 2.5505 2.5118 2.5285
May 2.5422 2.4938 2.5172
June 2.5110 2.4640 2.4910
July 2.5018 2.4452 2.4665
August 2.4670 2.4427 2.4476
September 2.4636 2.4423 2.4484
October 2.4687 2.4335 2.4491
November 2.4663 2.4488 2.4572
December 2.4686 2.4334 2.4541