YEARLY HIGH
0.0076 GHS
YEARLY LOW
0.0072 GHS
YEARLY AVERAGE
0.0074 GHS

2021 MWK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MWK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0076. Conversely, the yearly low was recorded on June 27, dropping to 0.0072.

This high-to-low spread represents a total annual volatility of 0.0004 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0076 to the December average rate of 0.0075, the exchange rate registered a net change of -0.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0076 was down 3.78% compared to the 2020 peak of 0.0079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MWK based on timing:

Yearly Peak High 38 GHS
2020 Average 39 GHS
Yearly Trough Low 36 GHS
Transaction Impact: A difference of 1.96 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0076
0.0072
JanuMarcMayJulySeptNove

MWK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0074, compared to 0.0074 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0074
H2 Avg (Jul–Dec) 0.0074

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0002 GHS (High: 0.0075 / Low: 0.0074). On the other end, March was the most stable month, with a tight range of 0.0001 GHS (High: 0.0074 / Low: 0.0073).

February Spread (Volatile) ±0.0002
March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0076) against the same month in 2020 (average: 0.0077), the exchange rate shifted by -0.0001 (-1.38%).

2021 Avg (January) 0.0076
2020 Avg (January) 0.0077

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0076 0.0075 0.0076
February 0.0075 0.0074 0.0074
March 0.0074 0.0073 0.0073
April 0.0074 0.0073 0.0073
May 0.0073 0.0072 0.0073
June 0.0073 0.0072 0.0073
July 0.0074 0.0073 0.0073
August 0.0075 0.0073 0.0074
September 0.0075 0.0073 0.0074
October 0.0075 0.0074 0.0074
November 0.0075 0.0074 0.0075
December 0.0076 0.0074 0.0075