2021 MWK to HRK Historical Review

YEARLY HIGH

0.0082 HRK

YEARLY LOW

0.0077 HRK

YEARLY AVERAGE

0.0080 HRK

2021 MWK to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MWK to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0082. Conversely, the yearly low was recorded on May 31, dropping to 0.0077.

This high-to-low spread represents a total annual volatility of 0.0005 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0080 to the December average rate of 0.0082, the exchange rate registered a net change of 1.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0082 was down 15.16% compared to the 2020 peak of 0.0097, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MWK based on timing:

Yearly Peak High 41 HRK

2020 Average 44 HRK

Yearly Trough Low 38 HRK

Transaction Impact: A difference of 2.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0082

0.0078

JanuMarcMayJulySeptNove

MWK to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0080, compared to 0.0080 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0080

H2 Avg (Jul–Dec) 0.0080

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0004 HRK (High: 0.0082 / Low: 0.0079). On the other end, December was the most stable month, with a tight range of 0.0001 HRK (High: 0.0082 / Low: 0.0081).

April Spread (Volatile) ±0.0004

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0081) against the same month in 2020 (average: 0.0084), the exchange rate shifted by -0.0003 (-3.79%).

2021 Avg (November) 0.0081

2020 Avg (November) 0.0084

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0081	0.0080	0.0080
February	0.0082	0.0080	0.0080
March	0.0082	0.0080	0.0081
April	0.0082	0.0079	0.0080
May	0.0079	0.0077	0.0078
June	0.0080	0.0077	0.0078
July	0.0079	0.0078	0.0079
August	0.0079	0.0078	0.0078
September	0.0079	0.0078	0.0078
October	0.0080	0.0079	0.0079
November	0.0082	0.0079	0.0081
December	0.0082	0.0081	0.0082