2021 MWK to PHP Historical Review

YEARLY HIGH

0.0630 PHP

YEARLY LOW

0.0596 PHP

YEARLY AVERAGE

0.0616 PHP

2021 MWK to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MWK to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0630. Conversely, the yearly low was recorded on June 13, dropping to 0.0596.

This high-to-low spread represents a total annual volatility of 0.0034 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0622 to the December average rate of 0.0617, the exchange rate registered a net change of -0.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0630 was down 10.43% compared to the 2020 peak of 0.0704, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MWK based on timing:

Yearly Peak High 315 PHP

2020 Average 333 PHP

Yearly Trough Low 298 PHP

Transaction Impact: A difference of 17.16 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0624

0.0601

JanuMarcMayJulySeptNove

MWK to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0614, compared to 0.0618 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0614

H2 Avg (Jul–Dec) 0.0618

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0022 PHP (High: 0.0629 / Low: 0.0607). On the other end, January was the most stable month, with a tight range of 0.0006 PHP (High: 0.0624 / Low: 0.0618).

December Spread (Volatile) ±0.0022

January Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0012 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0619) against the same month in 2020 (average: 0.0670), the exchange rate shifted by -0.0051 (-7.60%).

2021 Avg (July) 0.0619

2020 Avg (July) 0.0670

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0624	0.0618	0.0622
February	0.0627	0.0615	0.0621
March	0.0624	0.0615	0.0620
April	0.0620	0.0609	0.0616
May	0.0609	0.0598	0.0604
June	0.0610	0.0596	0.0603
July	0.0630	0.0610	0.0619
August	0.0624	0.0602	0.0618
September	0.0627	0.0612	0.0617
October	0.0624	0.0617	0.0621
November	0.0622	0.0610	0.0617
December	0.0629	0.0607	0.0617