YEARLY HIGH
3.1645 TZS
YEARLY LOW
3.0021 TZS
YEARLY AVERAGE
3.1116 TZS

2020 MWK to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MWK to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 14, valuing the pair at 3.1645. Conversely, the yearly low was recorded on December 2, dropping to 3.0021.

This high-to-low spread represents a total annual volatility of 0.1625 TZS. From a start-to-finish perspective, comparing the January average rate of 3.1293 to the December average rate of 3.0235, the exchange rate registered a net change of -3.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.1645 was down 2.48% compared to the 2019 peak of 3.2450, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MWK based on timing:

Yearly Peak High 15,823 TZS
2019 Average 15,715 TZS
Yearly Trough Low 15,010 TZS
Transaction Impact: A difference of 812.30 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.1613
3.0109
JanuMarcMayJulySeptNove

MWK to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1381, compared to 3.0851 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0530 points.

H1 Avg (Jan–Jun) 3.1381
H2 Avg (Jul–Dec) 3.0851

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 0.0556 TZS (High: 3.1492 / Low: 3.0936). On the other end, July was the most stable month, with a tight range of 0.0230 TZS (High: 3.1565 / Low: 3.1335).

August Spread (Volatile) ±0.0556
July Spread (Stable) ±0.0230

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0338 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 3.1441) against the same month in 2019 (average: 3.1966), the exchange rate shifted by -0.0525 (-1.64%).

2020 Avg (February) 3.1441
2019 Avg (February) 3.1966

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1429 3.1141 3.1293
February 3.1645 3.1172 3.1441
March 3.1436 3.1172 3.1306
April 3.1606 3.1299 3.1428
May 3.1555 3.1278 3.1416
June 3.1510 3.1262 3.1401
July 3.1565 3.1335 3.1488
August 3.1492 3.0936 3.1149
September 3.1128 3.0824 3.0950
October 3.0933 3.0641 3.0773
November 3.0752 3.0313 3.0513
December 3.0406 3.0021 3.0235