YEARLY HIGH
1.4726 HNL
YEARLY LOW
1.2193 HNL
YEARLY AVERAGE
1.3574 HNL

2025 MXN to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MXN to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 1.4726. Conversely, the yearly low was recorded on January 1, dropping to 1.2193.

This high-to-low spread represents a total annual volatility of 0.2533 HNL. From a start-to-finish perspective, comparing the January average rate of 1.2374 to the December average rate of 1.4571, the exchange rate registered a net change of 17.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4726 was down 2.35% compared to the 2024 peak of 1.5080, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 MXN based on timing:

Yearly Peak High 73,632 HNL
2024 Average 68,196 HNL
Yearly Trough Low 60,966 HNL
Transaction Impact: A difference of 12,665.96 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4791
1.2154
JanuMarcMayJulySeptNove

MXN to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2923, compared to 1.4224 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1301 points.

H1 Avg (Jan–Jun) 1.2923
H2 Avg (Jul–Dec) 1.4224

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0954 HNL (High: 1.3228 / Low: 1.2274). On the other end, November was the most stable month, with a tight range of 0.0280 HNL (High: 1.4375 / Low: 1.4095).

April Spread (Volatile) ±0.0954
November Spread (Stable) ±0.0280

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0021 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 1.4571) against the same month in 2024 (average: 1.2517), the exchange rate shifted by +0.2054 (+16.41%).

2025 Avg (December) 1.4571
2024 Avg (December) 1.2517

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2626 1.2193 1.2374
February 1.2670 1.2196 1.2506
March 1.2922 1.2392 1.2668
April 1.3228 1.2274 1.2895
May 1.3548 1.3174 1.3383
June 1.3971 1.3411 1.3713
July 1.4195 1.3879 1.4062
August 1.4171 1.3761 1.4042
September 1.4314 1.3956 1.4169
October 1.4353 1.4059 1.4226
November 1.4375 1.4095 1.4276
December 1.4726 1.4376 1.4571