YEARLY HIGH
3.2818 PHP
YEARLY LOW
2.7596 PHP
YEARLY AVERAGE
2.9988 PHP

2025 MXN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MXN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 3.2818. Conversely, the yearly low was recorded on February 2, dropping to 2.7596.

This high-to-low spread represents a total annual volatility of 0.5222 PHP. From a start-to-finish perspective, comparing the January average rate of 2.8404 to the December average rate of 3.2580, the exchange rate registered a net change of 14.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.2818 was down 6.52% compared to the 2024 peak of 3.5109, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 MXN based on timing:

Yearly Peak High 164,091 PHP
2024 Average 157,144 PHP
Yearly Trough Low 137,980 PHP
Transaction Impact: A difference of 26,110.83 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.3005
2.7898
JanuMarcMayJulySeptNove

MXN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8621, compared to 3.1355 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2734 points.

H1 Avg (Jan–Jun) 2.8621
H2 Avg (Jul–Dec) 3.1355

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.1528 PHP (High: 3.1800 / Low: 3.0272). On the other end, August was the most stable month, with a tight range of 0.0454 PHP (High: 3.0807 / Low: 3.0353).

September Spread (Volatile) ±0.1528
August Spread (Stable) ±0.0454

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0080 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.0080

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 3.2580) against the same month in 2024 (average: 2.8850), the exchange rate shifted by +0.3730 (+12.93%).

2025 Avg (December) 3.2580
2024 Avg (December) 2.8850

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.8791 2.7936 2.8404
February 2.8720 2.7596 2.8324
March 2.8772 2.7809 2.8364
April 2.8838 2.7604 2.8405
May 2.8853 2.8203 2.8618
June 3.0099 2.8711 2.9610
July 3.0881 3.0013 3.0449
August 3.0807 3.0353 3.0520
September 3.1800 3.0272 3.0986
October 3.2062 3.1366 3.1639
November 3.2309 3.1351 3.1956
December 3.2818 3.1937 3.2580