2020 MYR to BIF Historical Review

YEARLY HIGH

481.3761 BIF

YEARLY LOW

423.9272 BIF

YEARLY AVERAGE

455.9410 BIF

2020 MYR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MYR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 481.3761. Conversely, the yearly low was recorded on March 23, dropping to 423.9272.

This high-to-low spread represents a total annual volatility of 57.4489 BIF. From a start-to-finish perspective, comparing the January average rate of 462.1598 to the December average rate of 478.8728, the exchange rate registered a net change of 3.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 481.3761 was up 4.65% compared to the 2019 peak of 460.0016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 MYR based on timing:

Yearly Peak High 9,627,521 BIF

2019 Average 8,894,015 BIF

Yearly Trough Low 8,478,543 BIF

Transaction Impact: A difference of 1,148,978.02 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

483.1671

431.6353

JanuMarcMayJulySeptNove

MYR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 446.2544, compared to 465.6276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 19.3731 points.

H1 Avg (Jan–Jun) 446.2544

H2 Avg (Jul–Dec) 465.6276

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 29.9864 BIF (High: 453.9136 / Low: 423.9272). On the other end, October was the most stable month, with a tight range of 3.0607 BIF (High: 467.2220 / Low: 464.1614).

March Spread (Volatile) ±29.9864

October Spread (Stable) ±3.0607

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 13.5596 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -13.5596

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 478.8728) against the same month in 2019 (average: 452.7412), the exchange rate shifted by +26.1316 (+5.77%).

2020 Avg (December) 478.8728

2019 Avg (December) 452.7412

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	465.1334	458.7189	462.1598
February	461.6587	445.8692	454.0231
March	453.9136	423.9272	440.4634
April	441.3043	431.0984	435.9296
May	443.2810	433.6850	438.6765
June	448.4503	440.3839	446.2742
July	454.6769	445.4809	451.1448
August	463.3195	454.5991	460.4705
September	469.3728	462.9030	465.4818
October	467.2220	464.1614	466.0319
November	477.2085	464.6376	471.7637
December	481.3761	476.1170	478.8728