2020 MYR to DJF Historical Review

YEARLY HIGH

44.1006 DJF

YEARLY LOW

40.0675 DJF

YEARLY AVERAGE

42.3972 DJF

2020 MYR to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MYR to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 44.1006. Conversely, the yearly low was recorded on March 23, dropping to 40.0675.

This high-to-low spread represents a total annual volatility of 4.0331 DJF. From a start-to-finish perspective, comparing the January average rate of 43.6538 to the December average rate of 43.8890, the exchange rate registered a net change of 0.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 44.1006 was up 0.34% compared to the 2019 peak of 43.9528, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 MYR based on timing:

Yearly Peak High 882,012 DJF

2019 Average 859,318 DJF

Yearly Trough Low 801,351 DJF

Transaction Impact: A difference of 80,661.82 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

44.1850

40.6325

JanuMarcMayJulySeptNove

MYR to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.9222, compared to 42.8721 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9499 points.

H1 Avg (Jan–Jun) 41.9222

H2 Avg (Jul–Dec) 42.8721

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.7055 DJF (High: 42.7730 / Low: 40.0675). On the other end, October was the most stable month, with a tight range of 0.2741 DJF (High: 42.9855 / Low: 42.7114).

March Spread (Volatile) ±2.7055

October Spread (Stable) ±0.2741

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.3560 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.3560

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 43.8890) against the same month in 2019 (average: 42.9298), the exchange rate shifted by +0.9592 (+2.23%).

2020 Avg (December) 43.8890

2019 Avg (December) 42.9298

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	43.8953	43.3882	43.6538
February	43.4560	42.0357	42.8113
March	42.7730	40.0675	41.4553
April	41.4262	40.5073	40.9285
May	41.4311	40.7929	41.0294
June	41.8873	41.2678	41.6550
July	41.9961	41.5160	41.7402
August	42.7420	41.9929	42.5008
September	43.2616	42.6696	42.9061
October	42.9855	42.7114	42.8814
November	43.7706	42.6889	43.3150
December	44.1006	43.6910	43.8890