2020 MYR to GMD Historical Review

YEARLY HIGH

12.8251 GMD

YEARLY LOW

11.4553 GMD

YEARLY AVERAGE

12.2596 GMD

2020 MYR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MYR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 12.8251. Conversely, the yearly low was recorded on March 23, dropping to 11.4553.

This high-to-low spread represents a total annual volatility of 1.3699 GMD. From a start-to-finish perspective, comparing the January average rate of 12.5500 to the December average rate of 12.7597, the exchange rate registered a net change of 1.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.8251 was up 2.36% compared to the 2019 peak of 12.5290, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 MYR based on timing:

Yearly Peak High 256,502 GMD

2019 Average 241,909 GMD

Yearly Trough Low 229,105 GMD

Transaction Impact: A difference of 27,397.12 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.8632

11.6214

JanuMarcMayJulySeptNove

MYR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.0521, compared to 12.4671 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4150 points.

H1 Avg (Jan–Jun) 12.0521

H2 Avg (Jul–Dec) 12.4671

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7999 GMD (High: 12.2552 / Low: 11.4553). On the other end, October was the most stable month, with a tight range of 0.0777 GMD (High: 12.5012 / Low: 12.4235).

March Spread (Volatile) ±0.7999

October Spread (Stable) ±0.0777

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4130 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 12.7597) against the same month in 2019 (average: 12.3793), the exchange rate shifted by +0.3804 (+3.07%).

2020 Avg (December) 12.7597

2019 Avg (December) 12.3793

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.6543	12.4753	12.5500
February	12.4753	12.0439	12.2714
March	12.2552	11.4553	11.8584
April	11.8846	11.6028	11.7248
May	11.9094	11.7910	11.8356
June	12.1332	11.9365	12.0724
July	12.2208	12.0327	12.1344
August	12.4355	12.2170	12.3717
September	12.5775	12.4049	12.4759
October	12.5012	12.4235	12.4663
November	12.7289	12.4160	12.5949
December	12.8251	12.6994	12.7597