2020 MYR to SGD Historical Review

YEARLY HIGH

0.3363 SGD

YEARLY LOW

0.3235 SGD

YEARLY AVERAGE

0.3284 SGD

2020 MYR to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MYR to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.3363. Conversely, the yearly low was recorded on July 30, dropping to 0.3235.

This high-to-low spread represents a total annual volatility of 0.0128 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3313 to the December average rate of 0.3284, the exchange rate registered a net change of -0.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3363 was up 0.59% compared to the 2019 peak of 0.3343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 MYR based on timing:

Yearly Peak High 6,725 SGD

2019 Average 6,587 SGD

Yearly Trough Low 6,469 SGD

Transaction Impact: A difference of 255.58 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3349

0.3245

JanuMarcMayJulySeptNove

MYR to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3292, compared to 0.3275 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.3292

H2 Avg (Jul–Dec) 0.3275

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0060 SGD (High: 0.3363 / Low: 0.3303). On the other end, October was the most stable month, with a tight range of 0.0023 SGD (High: 0.3289 / Low: 0.3266).

February Spread (Volatile) ±0.0060

October Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0043 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.3341) against the same month in 2019 (average: 0.3320), the exchange rate shifted by +0.0021 (+0.63%).

2020 Avg (February) 0.3341

2019 Avg (February) 0.3320

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3339	0.3289	0.3313
February	0.3363	0.3303	0.3341
March	0.3325	0.3265	0.3298
April	0.3304	0.3248	0.3273
May	0.3303	0.3247	0.3269
June	0.3282	0.3247	0.3261
July	0.3265	0.3235	0.3254
August	0.3282	0.3242	0.3269
September	0.3306	0.3277	0.3293
October	0.3289	0.3266	0.3275
November	0.3293	0.3257	0.3277
December	0.3300	0.3263	0.3284