YEARLY HIGH
30.6131 BIF
YEARLY LOW
25.8408 BIF
YEARLY AVERAGE
27.6385 BIF

2020 MZN to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MZN to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 30.6131. Conversely, the yearly low was recorded on December 20, dropping to 25.8408.

This high-to-low spread represents a total annual volatility of 4.7723 BIF. From a start-to-finish perspective, comparing the January average rate of 30.1350 to the December average rate of 26.0801, the exchange rate registered a net change of -13.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 30.6131 was down 3.84% compared to the 2019 peak of 31.8360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MZN based on timing:

Yearly Peak High 153,065 BIF
2019 Average 147,256 BIF
Yearly Trough Low 129,204 BIF
Transaction Impact: A difference of 23,861.56 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

30.5404
25.6747
JanuMarcMayJulySeptNove

MZN to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 28.5653, compared to 26.7116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.8537 points.

H1 Avg (Jan–Jun) 28.5653
H2 Avg (Jul–Dec) 26.7116

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 1.0358 BIF (High: 30.6131 / Low: 29.5772). On the other end, September was the most stable month, with a tight range of 0.2151 BIF (High: 26.9638 / Low: 26.7487).

January Spread (Volatile) ±1.0358
September Spread (Stable) ±0.2151

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.8322 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.8322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 30.1350) against the same month in 2019 (average: 29.2914), the exchange rate shifted by +0.8435 (+2.88%).

2020 Avg (January) 30.1350
2019 Avg (January) 29.2914

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 30.6131 29.5772 30.1350
February 29.7170 28.9393 29.3027
March 28.9433 28.0954 28.6418
April 28.4454 27.9226 28.1984
May 28.0929 27.3787 27.7794
June 27.5108 27.1591 27.3345
July 27.4266 27.2040 27.3222
August 27.2745 26.9375 27.0918
September 26.9638 26.7487 26.8561
October 26.7219 26.4564 26.6071
November 26.5390 26.1406 26.3124
December 26.3864 25.8408 26.0801