2020 MZN to GHS Historical Review

YEARLY HIGH

0.0928 GHS

YEARLY LOW

0.0782 GHS

YEARLY AVERAGE

0.0827 GHS

2020 MZN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MZN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0928. Conversely, the yearly low was recorded on December 20, dropping to 0.0782.

This high-to-low spread represents a total annual volatility of 0.0147 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0904 to the December average rate of 0.0788, the exchange rate registered a net change of -12.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0928 was down 59.37% compared to the 2019 peak of 0.2284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MZN based on timing:

Yearly Peak High 464 GHS

2019 Average 431 GHS

Yearly Trough Low 391 GHS

Transaction Impact: A difference of 73.29 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0915

0.0776

JanuMarcMayJulySeptNove

MZN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0852, compared to 0.0802 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0852

H2 Avg (Jul–Dec) 0.0802

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0065 GHS (High: 0.0928 / Low: 0.0863). On the other end, September was the most stable month, with a tight range of 0.0005 GHS (High: 0.0807 / Low: 0.0802).

January Spread (Volatile) ±0.0065

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0069 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0904) against the same month in 2019 (average: 0.0795), the exchange rate shifted by +0.0109 (+13.66%).

2020 Avg (January) 0.0904

2019 Avg (January) 0.0795

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0928	0.0863	0.0904
February	0.0863	0.0819	0.0835
March	0.0865	0.0826	0.0845
April	0.0868	0.0845	0.0859
May	0.0854	0.0831	0.0843
June	0.0836	0.0825	0.0829
July	0.0829	0.0814	0.0820
August	0.0816	0.0805	0.0811
September	0.0807	0.0802	0.0805
October	0.0803	0.0796	0.0799
November	0.0798	0.0787	0.0792
December	0.0804	0.0782	0.0788