2020 MZN to MAD Historical Review

YEARLY HIGH

0.1564 MAD

YEARLY LOW

0.1183 MAD

YEARLY AVERAGE

0.1374 MAD

2020 MZN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MZN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1564. Conversely, the yearly low was recorded on December 20, dropping to 0.1183.

This high-to-low spread represents a total annual volatility of 0.0381 MAD. From a start-to-finish perspective, comparing the January average rate of 0.1536 to the December average rate of 0.1206, the exchange rate registered a net change of -21.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1564 was down 5.19% compared to the 2019 peak of 0.1649, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MZN based on timing:

Yearly Peak High 782 MAD

2019 Average 769 MAD

Yearly Trough Low 591 MAD

Transaction Impact: A difference of 190.30 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1569

0.1173

JanuMarcMayJulySeptNove

MZN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1473, compared to 0.1275 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0198 points.

H1 Avg (Jan–Jun) 0.1473

H2 Avg (Jul–Dec) 0.1275

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0082 MAD (High: 0.1540 / Low: 0.1458). On the other end, September was the most stable month, with a tight range of 0.0016 MAD (High: 0.1289 / Low: 0.1273).

April Spread (Volatile) ±0.0082

September Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0070 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1536) against the same month in 2019 (average: 0.1547), the exchange rate shifted by -0.0011 (-0.70%).

2020 Avg (January) 0.1536

2019 Avg (January) 0.1547

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1564	0.1505	0.1536
February	0.1519	0.1470	0.1502
March	0.1515	0.1437	0.1466
April	0.1540	0.1458	0.1507
May	0.1460	0.1410	0.1438
June	0.1409	0.1373	0.1387
July	0.1385	0.1315	0.1356
August	0.1320	0.1278	0.1297
September	0.1289	0.1273	0.1282
October	0.1278	0.1251	0.1266
November	0.1264	0.1224	0.1239
December	0.1248	0.1183	0.1206