2026 MZN to PHP Historical Review

YEARLY HIGH

0.9674 PHP

YEARLY LOW

0.8953 PHP

YEARLY AVERAGE

0.9419 PHP

2026 MZN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MZN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 21, valuing the pair at 0.9674. Conversely, the yearly low was recorded on February 24, dropping to 0.8953.

This high-to-low spread represents a total annual volatility of 0.0720 PHP. From a start-to-finish perspective, comparing the January average rate of 0.9259 to the December average rate of 0.9643, the exchange rate registered a net change of 4.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.9674 was up 4.06% compared to the 2025 peak of 0.9296, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MZN based on timing:

Yearly Peak High 4,837 PHP

2025 Average 4,498 PHP

Yearly Trough Low 4,477 PHP

Transaction Impact: A difference of 360.21 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.9697

0.9055

JanuMarcMayJuly

MZN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9382, compared to 0.9643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0261 points.

H1 Avg (Jan–Jun) 0.9382

H2 Avg (Jul–Dec) 0.9643

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0462 PHP (High: 0.9495 / Low: 0.9033). On the other end, May was the most stable month, with a tight range of 0.0039 PHP (High: 0.9628 / Low: 0.9589).

March Spread (Volatile) ±0.0462

May Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0151 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.9643) against the same month in 2025 (average: 0.8892), the exchange rate shifted by +0.0751 (+8.45%).

2026 Avg (July) 0.9643

2025 Avg (July) 0.8892

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9310	0.9204	0.9259
February	0.9260	0.8953	0.9108
March	0.9495	0.9033	0.9319
April	0.9647	0.9308	0.9413
May	0.9628	0.9589	0.9618
June	0.9670	0.9435	0.9574
July	0.9674	0.9614	0.9643