2020 NAD to AED Historical Review

YEARLY HIGH

0.2622 AED

YEARLY LOW

0.1924 AED

YEARLY AVERAGE

0.2243 AED

2020 NAD to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.2622. Conversely, the yearly low was recorded on April 23, dropping to 0.1924.

This high-to-low spread represents a total annual volatility of 0.0698 AED. From a start-to-finish perspective, comparing the January average rate of 0.2559 to the December average rate of 0.2470, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2622 was down 5.03% compared to the 2019 peak of 0.2761, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,311 AED

2019 Average 1,271 AED

Yearly Trough Low 962 AED

Transaction Impact: A difference of 348.89 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2617

0.1923

JanuMarcMayJulySeptNove

NAD to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2229, compared to 0.2257 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.2229

H2 Avg (Jul–Dec) 0.2257

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0350 AED (High: 0.2396 / Low: 0.2046). On the other end, July was the most stable month, with a tight range of 0.0080 AED (High: 0.2232 / Low: 0.2152).

March Spread (Volatile) ±0.0350

July Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0239 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0239

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2559) against the same month in 2019 (average: 0.2646), the exchange rate shifted by -0.0087 (-3.29%).

2020 Avg (January) 0.2559

2019 Avg (January) 0.2646

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2622	0.2485	0.2559
February	0.2487	0.2385	0.2453
March	0.2396	0.2046	0.2215
April	0.2051	0.1924	0.1980
May	0.2112	0.1963	0.2021
June	0.2214	0.2101	0.2146
July	0.2232	0.2152	0.2194
August	0.2218	0.2076	0.2118
September	0.2263	0.2117	0.2187
October	0.2273	0.2029	0.2212
November	0.2407	0.2252	0.2363
December	0.2525	0.2392	0.2470