2020 NAD to BBD Historical Review

YEARLY HIGH

0.1428 BBD

YEARLY LOW

0.1048 BBD

YEARLY AVERAGE

0.1221 BBD

2020 NAD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.1428. Conversely, the yearly low was recorded on April 23, dropping to 0.1048.

This high-to-low spread represents a total annual volatility of 0.0380 BBD. From a start-to-finish perspective, comparing the January average rate of 0.1393 to the December average rate of 0.1345, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1428 was down 5.04% compared to the 2019 peak of 0.1503, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 714 BBD

2019 Average 692 BBD

Yearly Trough Low 524 BBD

Transaction Impact: A difference of 189.94 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1425

0.1047

JanuMarcMayJulySeptNove

NAD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1214, compared to 0.1229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.1214

H2 Avg (Jul–Dec) 0.1229

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0190 BBD (High: 0.1305 / Low: 0.1114). On the other end, July was the most stable month, with a tight range of 0.0043 BBD (High: 0.1215 / Low: 0.1172).

March Spread (Volatile) ±0.0190

July Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0130 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1393) against the same month in 2019 (average: 0.1441), the exchange rate shifted by -0.0047 (-3.29%).

2020 Avg (January) 0.1393

2019 Avg (January) 0.1441

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1428	0.1353	0.1393
February	0.1354	0.1299	0.1336
March	0.1305	0.1114	0.1206
April	0.1117	0.1048	0.1078
May	0.1150	0.1069	0.1101
June	0.1206	0.1144	0.1169
July	0.1215	0.1172	0.1194
August	0.1208	0.1131	0.1153
September	0.1232	0.1153	0.1191
October	0.1238	0.1105	0.1204
November	0.1311	0.1226	0.1287
December	0.1375	0.1303	0.1345