2021 NAD to BOB Historical Review

YEARLY HIGH

0.5164 BOB

YEARLY LOW

0.4247 BOB

YEARLY AVERAGE

0.4675 BOB

2021 NAD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.5164. Conversely, the yearly low was recorded on November 28, dropping to 0.4247.

This high-to-low spread represents a total annual volatility of 0.0917 BOB. From a start-to-finish perspective, comparing the January average rate of 0.4570 to the December average rate of 0.4339, the exchange rate registered a net change of -5.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5164 was up 4.64% compared to the 2020 peak of 0.4936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,582 BOB

2020 Average 2,107 BOB

Yearly Trough Low 2,124 BOB

Transaction Impact: A difference of 458.70 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5066

0.4273

JanuMarcMayJulySeptNove

NAD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4759, compared to 0.4592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0168 points.

H1 Avg (Jan–Jun) 0.4759

H2 Avg (Jul–Dec) 0.4592

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0548 BOB (High: 0.4795 / Low: 0.4247). On the other end, April was the most stable month, with a tight range of 0.0161 BOB (High: 0.4863 / Low: 0.4702).

November Spread (Volatile) ±0.0548

April Spread (Stable) ±0.0161

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0251 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0251

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.5000) against the same month in 2020 (average: 0.4036), the exchange rate shifted by +0.0964 (+23.87%).

2021 Avg (June) 0.5000

2020 Avg (June) 0.4036

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4714	0.4447	0.4570
February	0.4758	0.4574	0.4690
March	0.4711	0.4440	0.4612
April	0.4863	0.4702	0.4771
May	0.5013	0.4761	0.4914
June	0.5164	0.4824	0.5000
July	0.4838	0.4643	0.4749
August	0.4822	0.4510	0.4699
September	0.4826	0.4564	0.4657
October	0.4785	0.4561	0.4642
November	0.4795	0.4247	0.4464
December	0.4449	0.4253	0.4339