2020 NAD to CAD Historical Review

YEARLY HIGH

0.0928 CAD

YEARLY LOW

0.0732 CAD

YEARLY AVERAGE

0.0818 CAD

2020 NAD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0928. Conversely, the yearly low was recorded on October 7, dropping to 0.0732.

This high-to-low spread represents a total annual volatility of 0.0196 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0911 to the December average rate of 0.0861, the exchange rate registered a net change of -5.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0928 was down 5.75% compared to the 2019 peak of 0.0985, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 464 CAD

2019 Average 459 CAD

Yearly Trough Low 366 CAD

Transaction Impact: A difference of 97.85 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0926

0.0742

JanuMarcMayJulySeptNove

NAD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0826, compared to 0.0809 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0826

H2 Avg (Jul–Dec) 0.0809

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0091 CAD (High: 0.0824 / Low: 0.0732). On the other end, July was the most stable month, with a tight range of 0.0022 CAD (High: 0.0816 / Low: 0.0794).

October Spread (Volatile) ±0.0091

July Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0082 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0911) against the same month in 2019 (average: 0.0958), the exchange rate shifted by -0.0047 (-4.91%).

2020 Avg (January) 0.0911

2019 Avg (January) 0.0958

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0928	0.0896	0.0911
February	0.0900	0.0870	0.0887
March	0.0873	0.0790	0.0839
April	0.0788	0.0737	0.0758
May	0.0792	0.0752	0.0770
June	0.0819	0.0777	0.0792
July	0.0816	0.0794	0.0807
August	0.0810	0.0752	0.0764
September	0.0813	0.0752	0.0787
October	0.0824	0.0732	0.0795
November	0.0854	0.0812	0.0841
December	0.0884	0.0842	0.0861