2020 NAD to CRC Historical Review

YEARLY HIGH

41.6759 CRC

YEARLY LOW

29.7200 CRC

YEARLY AVERAGE

35.7028 CRC

2020 NAD to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 41.6759. Conversely, the yearly low was recorded on April 23, dropping to 29.7200.

This high-to-low spread represents a total annual volatility of 11.9559 CRC. From a start-to-finish perspective, comparing the January average rate of 39.5950 to the December average rate of 40.7067, the exchange rate registered a net change of 2.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.6759 was down 9.23% compared to the 2019 peak of 45.9114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 208,379 CRC

2019 Average 203,132 CRC

Yearly Trough Low 148,600 CRC

Transaction Impact: A difference of 59,779.33 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.7030

29.7468

JanuMarcMayJulySeptNove

NAD to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.6190, compared to 36.7867 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1677 points.

H1 Avg (Jan–Jun) 34.6190

H2 Avg (Jul–Dec) 36.7867

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.2049 CRC (High: 37.3396 / Low: 32.1347). On the other end, July was the most stable month, with a tight range of 1.3107 CRC (High: 35.3197 / Low: 34.0090).

March Spread (Volatile) ±5.2049

July Spread (Stable) ±1.3107

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.6393 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -3.6393

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 40.7067) against the same month in 2019 (average: 39.3499), the exchange rate shifted by +1.3568 (+3.45%).

2020 Avg (December) 40.7067

2019 Avg (December) 39.3499

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.7224	38.2405	39.5950
February	38.5825	36.9880	38.0174
March	37.3396	32.1347	34.3824
April	32.2968	29.7200	30.7432
May	32.7366	30.3261	31.2987
June	34.9487	32.5699	33.6772
July	35.3197	34.0090	34.7649
August	35.2620	33.3289	34.1715
September	36.7454	34.2812	35.5736
October	37.4212	33.2294	36.3346
November	40.0143	37.1733	39.1688
December	41.6759	39.3347	40.7067