YEARLY HIGH
1.6211 CZK
YEARLY LOW
1.2590 CZK
YEARLY AVERAGE
1.4139 CZK

2020 NAD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.6211. Conversely, the yearly low was recorded on August 17, dropping to 1.2590.

This high-to-low spread represents a total annual volatility of 0.3621 CZK. From a start-to-finish perspective, comparing the January average rate of 1.5824 to the December average rate of 1.4520, the exchange rate registered a net change of -8.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6211 was down 3.97% compared to the 2019 peak of 1.6882, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 8,106 CZK
2019 Average 7,929 CZK
Yearly Trough Low 6,295 CZK
Transaction Impact: A difference of 1,810.74 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6131
1.2451
JanuMarcMayJulySeptNove

NAD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4460, compared to 1.3817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0643 points.

H1 Avg (Jan–Jun) 1.4460
H2 Avg (Jul–Dec) 1.3817

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.1742 CZK (High: 1.4459 / Low: 1.2717). On the other end, February was the most stable month, with a tight range of 0.0561 CZK (High: 1.5550 / Low: 1.4989).

October Spread (Volatile) ±0.1742
February Spread (Stable) ±0.0561

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1065 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.5824) against the same month in 2019 (average: 1.6170), the exchange rate shifted by -0.0346 (-2.14%).

2020 Avg (January) 1.5824
2019 Avg (January) 1.6170

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6211 1.5381 1.5824
February 1.5550 1.4989 1.5344
March 1.5276 1.3790 1.4463
April 1.4144 1.3220 1.3529
May 1.4169 1.3268 1.3754
June 1.4224 1.3618 1.3847
July 1.4065 1.3312 1.3823
August 1.3459 1.2590 1.2758
September 1.3902 1.2692 1.3510
October 1.4459 1.2717 1.3921
November 1.4618 1.4043 1.4370
December 1.4768 1.4177 1.4520