2020 NAD to DJF Historical Review

YEARLY HIGH

12.7052 DJF

YEARLY LOW

9.3243 DJF

YEARLY AVERAGE

10.8722 DJF

2020 NAD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 12.7052. Conversely, the yearly low was recorded on April 23, dropping to 9.3243.

This high-to-low spread represents a total annual volatility of 3.3810 DJF. From a start-to-finish perspective, comparing the January average rate of 12.4019 to the December average rate of 11.9711, the exchange rate registered a net change of -3.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.7052 was down 5.07% compared to the 2019 peak of 13.3832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 63,526 DJF

2019 Average 61,550 DJF

Yearly Trough Low 46,621 DJF

Transaction Impact: A difference of 16,904.79 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.6823

9.3177

JanuMarcMayJulySeptNove

NAD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.8038, compared to 10.9406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1368 points.

H1 Avg (Jan–Jun) 10.8038

H2 Avg (Jul–Dec) 10.9406

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.6964 DJF (High: 11.6129 / Low: 9.9164). On the other end, July was the most stable month, with a tight range of 0.3903 DJF (High: 10.8171 / Low: 10.4268).

March Spread (Volatile) ±1.6964

July Spread (Stable) ±0.3903

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1579 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.1579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 12.4019) against the same month in 2019 (average: 12.7542), the exchange rate shifted by -0.3524 (-2.76%).

2020 Avg (January) 12.4019

2019 Avg (January) 12.7542

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.7052	12.0433	12.4019
February	12.0548	11.5584	11.8911
March	11.6129	9.9164	10.7332
April	9.9386	9.3243	9.5981
May	10.2358	9.5136	9.7967
June	10.7324	10.1859	10.4021
July	10.8171	10.4268	10.6325
August	10.7518	10.0627	10.2654
September	10.9762	10.2567	10.5999
October	11.0182	9.8259	10.7193
November	11.6678	10.9136	11.4554
December	12.2396	11.5963	11.9711