YEARLY HIGH
9.0865 DZD
YEARLY LOW
6.6675 DZD
YEARLY AVERAGE
7.7306 DZD

2020 NAD to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 9.0865. Conversely, the yearly low was recorded on April 5, dropping to 6.6675.

This high-to-low spread represents a total annual volatility of 2.4190 DZD. From a start-to-finish perspective, comparing the January average rate of 8.3310 to the December average rate of 8.8338, the exchange rate registered a net change of 6.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.0865 was up 2.29% compared to the 2019 peak of 8.8830, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 45,432 DZD
2019 Average 41,301 DZD
Yearly Trough Low 33,337 DZD
Transaction Impact: A difference of 12,095.08 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.0306
6.6684
JanuMarcMayJulySeptNove

NAD to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.5263, compared to 7.9348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4085 points.

H1 Avg (Jan–Jun) 7.5263
H2 Avg (Jul–Dec) 7.9348

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.8801 DZD (High: 7.7926 / Low: 6.9125). On the other end, July was the most stable month, with a tight range of 0.2284 DZD (High: 7.7740 / Low: 7.5456).

March Spread (Volatile) ±0.8801
July Spread (Stable) ±0.2284

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7343 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 8.8338) against the same month in 2019 (average: 8.3015), the exchange rate shifted by +0.5323 (+6.41%).

2020 Avg (December) 8.8338
2019 Avg (December) 8.3015

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.5086 8.1222 8.3310
February 8.1450 7.7890 8.0468
March 7.7926 6.9125 7.3125
April 7.0727 6.6675 6.8652
May 7.3986 6.8732 7.0793
June 7.7279 7.3441 7.5232
July 7.7740 7.5456 7.6674
August 7.7264 7.2750 7.3989
September 7.9342 7.3688 7.6668
October 7.9557 7.1226 7.7586
November 8.4474 7.8947 8.2833
December 9.0865 8.3952 8.8338