2020 NAD to EUR Historical Review

YEARLY HIGH

0.0640 EUR

YEARLY LOW

0.0469 EUR

YEARLY AVERAGE

0.0535 EUR

2020 NAD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0640. Conversely, the yearly low was recorded on October 5, dropping to 0.0469.

This high-to-low spread represents a total annual volatility of 0.0170 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0627 to the December average rate of 0.0552, the exchange rate registered a net change of -11.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0640 was down 2.52% compared to the 2019 peak of 0.0656, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 320 EUR

2019 Average 309 EUR

Yearly Trough Low 235 EUR

Transaction Impact: A difference of 85.23 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0641

0.0473

JanuMarcMayJulySeptNove

NAD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0550, compared to 0.0520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0550

H2 Avg (Jul–Dec) 0.0520

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0082 EUR (High: 0.0588 / Low: 0.0505). On the other end, July was the most stable month, with a tight range of 0.0019 EUR (High: 0.0527 / Low: 0.0508).

March Spread (Volatile) ±0.0082

July Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0068 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0068

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0627) against the same month in 2019 (average: 0.0631), the exchange rate shifted by -0.0003 (-0.55%).

2020 Avg (January) 0.0627

2019 Avg (January) 0.0631

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0640	0.0610	0.0627
February	0.0622	0.0589	0.0612
March	0.0588	0.0505	0.0544
April	0.0513	0.0486	0.0496
May	0.0522	0.0486	0.0503
June	0.0532	0.0512	0.0519
July	0.0527	0.0508	0.0521
August	0.0513	0.0480	0.0487
September	0.0520	0.0483	0.0505
October	0.0527	0.0469	0.0512
November	0.0553	0.0527	0.0543
December	0.0563	0.0540	0.0552