2020 NAD to GNF Historical Review

YEARLY HIGH

685.3628 GNF

YEARLY LOW

498.0248 GNF

YEARLY AVERAGE

587.7046 GNF

2020 NAD to GNF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to GNF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 685.3628. Conversely, the yearly low was recorded on April 25, dropping to 498.0248.

This high-to-low spread represents a total annual volatility of 187.3380 GNF. From a start-to-finish perspective, comparing the January average rate of 660.7442 to the December average rate of 668.7114, the exchange rate registered a net change of 1.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 685.3628 was down 0.92% compared to the 2019 peak of 691.7011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 3,426,814 GNF

2019 Average 3,192,665 GNF

Yearly Trough Low 2,490,124 GNF

Transaction Impact: A difference of 936,690.19 GNF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

684.3965

496.1753

JanuMarcMayJulySeptNove

NAD to GNF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 576.0105, compared to 599.3986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 23.3881 points.

H1 Avg (Jan–Jun) 576.0105

H2 Avg (Jul–Dec) 599.3986

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 92.9696 GNF (High: 622.1036 / Low: 529.1340). On the other end, July was the most stable month, with a tight range of 21.0106 GNF (High: 585.1618 / Low: 564.1512).

March Spread (Volatile) ±92.9696

July Spread (Stable) ±21.0106

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 61.1689 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -61.1689

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 668.7114) against the same month in 2019 (average: 657.9061), the exchange rate shifted by +10.8053 (+1.64%).

2020 Avg (December) 668.7114

2019 Avg (December) 657.9061

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	680.1722	636.8403	660.7442
February	644.4801	612.6623	632.5564
March	622.1036	529.1340	571.3875
April	530.1917	498.0248	511.8604
May	547.2681	508.4370	521.3277
June	575.3583	544.9266	558.1870
July	585.1618	564.1512	574.9793
August	580.6159	544.5820	556.1589
September	597.9886	556.7694	577.5774
October	605.4192	540.4759	588.8821
November	643.7440	600.7823	630.0825
December	685.3628	641.0282	668.7114