2020 NAD to GTQ Historical Review

YEARLY HIGH

0.5503 GTQ

YEARLY LOW

0.4043 GTQ

YEARLY AVERAGE

0.4716 GTQ

2020 NAD to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.5503. Conversely, the yearly low was recorded on April 23, dropping to 0.4043.

This high-to-low spread represents a total annual volatility of 0.1460 GTQ. From a start-to-finish perspective, comparing the January average rate of 0.5363 to the December average rate of 0.5248, the exchange rate registered a net change of -2.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5503 was down 5.82% compared to the 2019 peak of 0.5843, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,752 GTQ

2019 Average 2,663 GTQ

Yearly Trough Low 2,021 GTQ

Transaction Impact: A difference of 730.16 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5484

0.4036

JanuMarcMayJulySeptNove

NAD to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4665, compared to 0.4767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 0.4665

H2 Avg (Jul–Dec) 0.4767

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0697 GTQ (High: 0.5012 / Low: 0.4315). On the other end, July was the most stable month, with a tight range of 0.0166 GTQ (High: 0.4676 / Low: 0.4509).

March Spread (Volatile) ±0.0697

July Spread (Stable) ±0.0166

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0479 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.5363) against the same month in 2019 (average: 0.5566), the exchange rate shifted by -0.0203 (-3.64%).

2020 Avg (January) 0.5363

2019 Avg (January) 0.5566

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5503	0.5186	0.5363
February	0.5186	0.4951	0.5105
March	0.5012	0.4315	0.4636
April	0.4312	0.4043	0.4156
May	0.4415	0.4124	0.4236
June	0.4634	0.4399	0.4496
July	0.4676	0.4509	0.4597
August	0.4656	0.4352	0.4442
September	0.4787	0.4453	0.4618
October	0.4817	0.4294	0.4685
November	0.5121	0.4780	0.5013
December	0.5361	0.5091	0.5248