2020 NAD to GYD Historical Review

YEARLY HIGH

14.9138 GYD

YEARLY LOW

10.9647 GYD

YEARLY AVERAGE

12.7676 GYD

2020 NAD to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 14.9138. Conversely, the yearly low was recorded on April 23, dropping to 10.9647.

This high-to-low spread represents a total annual volatility of 3.9491 GYD. From a start-to-finish perspective, comparing the January average rate of 14.5508 to the December average rate of 14.0728, the exchange rate registered a net change of -3.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 14.9138 was down 4.96% compared to the 2019 peak of 15.6929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 74,569 GYD

2019 Average 72,266 GYD

Yearly Trough Low 54,823 GYD

Transaction Impact: A difference of 19,745.64 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

14.8788

10.9426

JanuMarcMayJulySeptNove

NAD to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.6823, compared to 12.8529 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1706 points.

H1 Avg (Jan–Jun) 12.6823

H2 Avg (Jul–Dec) 12.8529

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0253 GYD (High: 13.6612 / Low: 11.6359). On the other end, July was the most stable month, with a tight range of 0.4501 GYD (High: 12.7014 / Low: 12.2513).

March Spread (Volatile) ±2.0253

July Spread (Stable) ±0.4501

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.3525 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.3525

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 14.5508) against the same month in 2019 (average: 15.0527), the exchange rate shifted by -0.5020 (-3.33%).

2020 Avg (January) 14.5508

2019 Avg (January) 15.0527

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.9138	14.1092	14.5508
February	14.1729	13.5465	13.9486
March	13.6612	11.6359	12.5961
April	11.6843	10.9647	11.2707
May	12.0490	11.2033	11.5083
June	12.6457	11.9550	12.2195
July	12.7014	12.2513	12.4897
August	12.6503	11.8258	12.0580
September	12.8947	12.0258	12.4477
October	12.9408	11.5469	12.5928
November	13.7194	12.8287	13.4563
December	14.3798	13.6485	14.0728