2016 NAD to HNL Historical Review

YEARLY HIGH

1.7138 HNL

YEARLY LOW

1.3328 HNL

YEARLY AVERAGE

1.5540 HNL

2016 NAD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 1.7138. Conversely, the yearly low was recorded on January 18, dropping to 1.3328.

This high-to-low spread represents a total annual volatility of 0.3810 HNL. From a start-to-finish perspective, comparing the January average rate of 1.3792 to the December average rate of 1.6819, the exchange rate registered a net change of 21.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.7138 was down 8.05% compared to the 2015 peak of 1.8638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 8,569 HNL

2015 Average 8,543 HNL

Yearly Trough Low 6,664 HNL

Transaction Impact: A difference of 1,905.02 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.7122

1.3489

JanuMarcMayJulySeptNove

NAD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4680, compared to 1.6399 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1719 points.

H1 Avg (Jan–Jun) 1.4680

H2 Avg (Jul–Dec) 1.6399

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.1556 HNL (High: 1.5895 / Low: 1.4339). On the other end, December was the most stable month, with a tight range of 0.0644 HNL (High: 1.7138 / Low: 1.6495).

May Spread (Volatile) ±0.1556

December Spread (Stable) ±0.0644

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0679 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0679

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.6819) against the same month in 2015 (average: 1.4553), the exchange rate shifted by +0.2267 (+15.58%).

2016 Avg (December) 1.6819

2015 Avg (December) 1.4553

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4411	1.3328	1.3792
February	1.4814	1.3959	1.4294
March	1.5254	1.4279	1.4714
April	1.5855	1.4819	1.5451
May	1.5895	1.4339	1.4771
June	1.5785	1.4463	1.5058
July	1.6306	1.5398	1.5826
August	1.7104	1.5672	1.6620
September	1.6826	1.5649	1.6245
October	1.6789	1.6015	1.6408
November	1.7120	1.5952	1.6477
December	1.7138	1.6495	1.6819