YEARLY HIGH
4.9235 HTG
YEARLY LOW
3.4456 HTG
YEARLY AVERAGE
4.3068 HTG

2016 NAD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 4.9235. Conversely, the yearly low was recorded on January 18, dropping to 3.4456.

This high-to-low spread represents a total annual volatility of 1.4779 HTG. From a start-to-finish perspective, comparing the January average rate of 3.5665 to the December average rate of 4.8003, the exchange rate registered a net change of 34.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.9235 was up 7.42% compared to the 2015 peak of 4.5835, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 24,617 HTG
2015 Average 19,922 HTG
Yearly Trough Low 17,228 HTG
Transaction Impact: A difference of 7,389.39 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.9237
3.4431
JanuMarcMayJulySeptNove

NAD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9845, compared to 4.6291 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6446 points.

H1 Avg (Jan–Jun) 3.9845
H2 Avg (Jul–Dec) 4.6291

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.4181 HTG (High: 4.3746 / Low: 3.9566). On the other end, October was the most stable month, with a tight range of 0.2330 HTG (High: 4.7792 / Low: 4.5461).

May Spread (Volatile) ±0.4181
October Spread (Stable) ±0.2330

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1796 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1796

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 4.8003) against the same month in 2015 (average: 3.7535), the exchange rate shifted by +1.0468 (+27.89%).

2016 Avg (December) 4.8003
2015 Avg (December) 3.7535

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7402 3.4456 3.5665
February 3.9869 3.6914 3.8217
March 4.1981 3.9140 4.0269
April 4.3827 4.0728 4.2546
May 4.3746 3.9566 4.0750
June 4.3672 3.9943 4.1623
July 4.5445 4.2671 4.3963
August 4.7953 4.4399 4.6598
September 4.8247 4.4357 4.6173
October 4.7792 4.5461 4.6608
November 4.8530 4.4682 4.6400
December 4.9235 4.6686 4.8003