2020 NAD to IQD Historical Review

YEARLY HIGH

99.9834 IQD

YEARLY LOW

62.4446 IQD

YEARLY AVERAGE

73.1692 IQD

2020 NAD to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 99.9834. Conversely, the yearly low was recorded on April 23, dropping to 62.4446.

This high-to-low spread represents a total annual volatility of 37.5387 IQD. From a start-to-finish perspective, comparing the January average rate of 83.0430 to the December average rate of 84.8929, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 99.9834 was up 11.36% compared to the 2019 peak of 89.7872, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 499,917 IQD

2019 Average 412,064 IQD

Yearly Trough Low 312,223 IQD

Transaction Impact: A difference of 187,693.74 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

86.9608

62.1469

JanuMarcMayJulySeptNove

NAD to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 72.2940, compared to 74.0444 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7504 points.

H1 Avg (Jan–Jun) 72.2940

H2 Avg (Jul–Dec) 74.0444

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 22.3240 IQD (High: 99.9834 / Low: 77.6594). On the other end, July was the most stable month, with a tight range of 2.5984 IQD (High: 72.4318 / Low: 69.8334).

December Spread (Volatile) ±22.3240

July Spread (Stable) ±2.5984

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.7697 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -7.7697

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 84.8929) against the same month in 2019 (average: 82.6920), the exchange rate shifted by +2.2010 (+2.66%).

2020 Avg (December) 84.8929

2019 Avg (December) 82.6920

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	85.0258	80.5142	83.0430
February	80.7448	77.2727	79.5877
March	77.6256	66.4321	71.8180
April	66.5609	62.4446	64.2147
May	68.4301	63.7055	65.5095
June	71.7300	68.1941	69.5910
July	72.4318	69.8334	71.1793
August	71.8599	67.3949	68.8073
September	73.4619	68.7779	70.9641
October	73.8024	65.8834	71.7568
November	78.1304	72.9614	76.6660
December	99.9834	77.6594	84.8929