YEARLY HIGH
3878.2677 IRR
YEARLY LOW
2205.6050 IRR
YEARLY AVERAGE
2575.3922 IRR

2020 NAD to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 3878.2677. Conversely, the yearly low was recorded on April 23, dropping to 2205.6050.

This high-to-low spread represents a total annual volatility of 1672.6627 IRR. From a start-to-finish perspective, comparing the January average rate of 2933.2912 to the December average rate of 2831.2617, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3878.2677 was up 22.54% compared to the 2019 peak of 3164.8334, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 19,391,339 IRR
2019 Average 14,581,614 IRR
Yearly Trough Low 11,028,025 IRR
Transaction Impact: A difference of 8,363,313.45 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2999.6116
2203.7662
JanuMarcMayJulySeptNove

NAD to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2555.5738, compared to 2595.2106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 39.6368 points.

H1 Avg (Jan–Jun) 2555.5738
H2 Avg (Jul–Dec) 2595.2106

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1407.5749 IRR (High: 3878.2677 / Low: 2470.6928). On the other end, February was the most stable month, with a tight range of 117.3468 IRR (High: 2851.2016 / Low: 2733.8549).

July Spread (Volatile) ±1407.5749
February Spread (Stable) ±117.3468

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 273.1953 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -273.1953

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 2560.5006) against the same month in 2019 (average: 3002.6950), the exchange rate shifted by -442.1944 (-14.73%).

2020 Avg (July) 2560.5006
2019 Avg (July) 3002.6950

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3005.3533 2851.2016 2933.2912
February 2851.2016 2733.8549 2812.5568
March 2746.5753 2345.6825 2539.3615
April 2350.9213 2205.6050 2270.0867
May 2421.2191 2250.4009 2317.6255
June 2537.9747 2408.7529 2460.5215
July 3878.2677 2470.6928 2560.5006
August 2542.5725 2380.1583 2428.1469
September 2594.2699 2426.8012 2506.8876
October 2605.5074 2325.6007 2535.1286
November 2759.1743 2581.5451 2709.3383
December 2896.7539 2742.1035 2831.2617