2012 NAD to KES Historical Review

YEARLY HIGH

11.0660 KES

YEARLY LOW

9.5948 KES

YEARLY AVERAGE

10.3086 KES

2012 NAD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on March 2, valuing the pair at 11.0660. Conversely, the yearly low was recorded on November 22, dropping to 9.5948.

This high-to-low spread represents a total annual volatility of 1.4712 KES. From a start-to-finish perspective, comparing the January average rate of 10.7450 to the December average rate of 9.9638, the exchange rate registered a net change of -7.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.0660 was down 18.90% compared to the 2011 peak of 13.6445, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 55,330 KES

2011 Average 61,332 KES

Yearly Trough Low 47,974 KES

Transaction Impact: A difference of 7,356.10 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.0248

9.6143

JanuMarcMayJulySeptNove

NAD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5938, compared to 10.0234 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5704 points.

H1 Avg (Jan–Jun) 10.5938

H2 Avg (Jul–Dec) 10.0234

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.6618 KES (High: 10.7620 / Low: 10.1002). On the other end, November was the most stable month, with a tight range of 0.2770 KES (High: 9.8718 / Low: 9.5948).

May Spread (Volatile) ±0.6618

November Spread (Stable) ±0.2770

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3814 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3814

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 10.9073) against the same month in 2011 (average: 12.1851), the exchange rate shifted by -1.2779 (-10.49%).

2012 Avg (March) 10.9073

2011 Avg (March) 12.1851

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9575	10.5037	10.7450
February	11.0656	10.6533	10.8432
March	11.0660	10.7046	10.9073
April	10.8879	10.4053	10.6266
May	10.7620	10.1002	10.3428
June	10.2753	9.9417	10.0976
July	10.3642	9.9126	10.2064
August	10.3912	9.9331	10.1696
September	10.4377	10.0252	10.2250
October	10.2324	9.6221	9.8437
November	9.8718	9.5948	9.7319
December	10.1783	9.6891	9.9638