2014 NAD to LTL Historical Review

YEARLY HIGH

0.2543 LTL

YEARLY LOW

0.2255 LTL

YEARLY AVERAGE

0.2399 LTL

2014 NAD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.2543. Conversely, the yearly low was recorded on January 29, dropping to 0.2255.

This high-to-low spread represents a total annual volatility of 0.0287 LTL. From a start-to-finish perspective, comparing the January average rate of 0.2335 to the December average rate of 0.2440, the exchange rate registered a net change of 4.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2543 was down 17.76% compared to the 2013 peak of 0.3092, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 1,271 LTL

2013 Average 1,353 LTL

Yearly Trough Low 1,128 LTL

Transaction Impact: A difference of 143.62 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2516

0.2283

JanuMarcMayJulySeptNove

NAD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2355, compared to 0.2443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 0.2355

H2 Avg (Jul–Dec) 0.2443

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0147 LTL (High: 0.2513 / Low: 0.2366). On the other end, June was the most stable month, with a tight range of 0.0042 LTL (High: 0.2403 / Low: 0.2361).

December Spread (Volatile) ±0.0147

June Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0057 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.2497) against the same month in 2013 (average: 0.2510), the exchange rate shifted by -0.0013 (-0.51%).

2014 Avg (November) 0.2497

2013 Avg (November) 0.2510

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2384	0.2255	0.2335
February	0.2348	0.2278	0.2303
March	0.2376	0.2295	0.2325
April	0.2394	0.2342	0.2370
May	0.2455	0.2361	0.2415
June	0.2403	0.2361	0.2380
July	0.2444	0.2355	0.2392
August	0.2468	0.2404	0.2431
September	0.2487	0.2413	0.2440
October	0.2512	0.2428	0.2458
November	0.2543	0.2463	0.2497
December	0.2513	0.2366	0.2440