2020 NAD to MRO Historical Review

YEARLY HIGH

25.4818 MRO

YEARLY LOW

18.7009 MRO

YEARLY AVERAGE

21.8023 MRO

2020 NAD to MRO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to MRO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 25.4818. Conversely, the yearly low was recorded on April 23, dropping to 18.7009.

This high-to-low spread represents a total annual volatility of 6.7809 MRO. From a start-to-finish perspective, comparing the January average rate of 24.8702 to the December average rate of 24.0052, the exchange rate registered a net change of -3.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.4818 was down 5.04% compared to the 2019 peak of 26.8340, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 127,409 MRO

2019 Average 123,490 MRO

Yearly Trough Low 93,504 MRO

Transaction Impact: A difference of 33,904.54 MRO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.4324

18.6854

JanuMarcMayJulySeptNove

NAD to MRO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.6654, compared to 21.9392 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2738 points.

H1 Avg (Jan–Jun) 21.6654

H2 Avg (Jul–Dec) 21.9392

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.3991 MRO (High: 23.2877 / Low: 19.8886). On the other end, July was the most stable month, with a tight range of 0.7751 MRO (High: 21.6889 / Low: 20.9139).

March Spread (Volatile) ±3.3991

July Spread (Stable) ±0.7751

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.3210 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.3210

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 24.8702) against the same month in 2019 (average: 25.7171), the exchange rate shifted by -0.8469 (-3.29%).

2020 Avg (January) 24.8702

2019 Avg (January) 25.7171

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.4818	24.1543	24.8702
February	24.1706	23.1818	23.8451
March	23.2877	19.8886	21.5241
April	19.9330	18.7009	19.2477
May	20.5290	19.0807	19.6459
June	21.5190	20.4233	20.8592
July	21.6889	20.9139	21.3214
August	21.5580	20.1809	20.5881
September	21.9963	20.5764	21.2555
October	22.0916	19.7183	21.4949
November	23.3945	21.8884	22.9702
December	24.5445	23.2498	24.0052