2014 NAD to MVR Historical Review

YEARLY HIGH

1.4941 MVR

YEARLY LOW

1.3091 MVR

YEARLY AVERAGE

1.4196 MVR

2014 NAD to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NAD to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 1.4941. Conversely, the yearly low was recorded on December 16, dropping to 1.3091.

This high-to-low spread represents a total annual volatility of 0.1850 MVR. From a start-to-finish perspective, comparing the January average rate of 1.4184 to the December average rate of 1.3297, the exchange rate registered a net change of -6.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.4941 was down 17.95% compared to the 2013 peak of 1.8209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 7,470 MVR

2013 Average 7,998 MVR

Yearly Trough Low 6,545 MVR

Transaction Impact: A difference of 925.00 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.4954

1.3146

JanuMarcMayJulySeptNove

NAD to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4406, compared to 1.3986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0420 points.

H1 Avg (Jan–Jun) 1.4406

H2 Avg (Jul–Dec) 1.3986

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0871 MVR (High: 1.4617 / Low: 1.3746). On the other end, August was the most stable month, with a tight range of 0.0225 MVR (High: 1.4556 / Low: 1.4330).

January Spread (Volatile) ±0.0871

August Spread (Stable) ±0.0225

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0533 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0533

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 1.4803) against the same month in 2013 (average: 1.6486), the exchange rate shifted by -0.1683 (-10.21%).

2014 Avg (May) 1.4803

2013 Avg (May) 1.6486

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4617	1.3746	1.4184
February	1.4380	1.3761	1.4032
March	1.4638	1.4163	1.4343
April	1.4761	1.4453	1.4600
May	1.4941	1.4635	1.4803
June	1.4717	1.4307	1.4475
July	1.4659	1.4249	1.4449
August	1.4556	1.4330	1.4430
September	1.4423	1.3661	1.4017
October	1.4152	1.3584	1.3894
November	1.4034	1.3657	1.3829
December	1.3856	1.3091	1.3297