YEARLY HIGH
480.1404 PYG
YEARLY LOW
340.3726 PYG
YEARLY AVERAGE
413.3133 PYG

2020 NAD to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 480.1404. Conversely, the yearly low was recorded on April 22, dropping to 340.3726.

This high-to-low spread represents a total annual volatility of 139.7678 PYG. From a start-to-finish perspective, comparing the January average rate of 453.3680 to the December average rate of 467.6570, the exchange rate registered a net change of 3.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 480.1404 was up 3.84% compared to the 2019 peak of 462.3710, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,400,702 PYG
2019 Average 2,156,343 PYG
Yearly Trough Low 1,701,863 PYG
Transaction Impact: A difference of 698,839.12 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

479.3447
339.0929
JanuMarcMayJulySeptNove

NAD to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 398.1616, compared to 428.4650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 30.3033 points.

H1 Avg (Jan–Jun) 398.1616
H2 Avg (Jul–Dec) 428.4650

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 59.8261 PYG (High: 424.8761 / Low: 365.0499). On the other end, February was the most stable month, with a tight range of 17.9149 PYG (High: 441.4943 / Low: 423.5795).

March Spread (Volatile) ±59.8261
February Spread (Stable) ±17.9149

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 44.9873 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -44.9873

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 467.6570) against the same month in 2019 (average: 447.2804), the exchange rate shifted by +20.3766 (+4.56%).

2020 Avg (December) 467.6570
2019 Avg (December) 447.2804

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 462.4984 441.4943 453.3680
February 441.4943 423.5795 435.7442
March 424.8761 365.0499 395.7678
April 366.9396 340.3726 350.7805
May 380.9487 347.9759 361.7996
June 400.8415 379.9784 391.5096
July 423.2400 398.9359 411.5371
August 419.6905 391.5387 400.8638
September 431.0205 400.8598 415.6999
October 434.8991 386.3642 422.4167
November 461.8556 430.9569 452.6154
December 480.1404 457.3742 467.6570