YEARLY HIGH
5.1780 RUB
YEARLY LOW
3.8994 RUB
YEARLY AVERAGE
4.4018 RUB

2020 NAD to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 5.1780. Conversely, the yearly low was recorded on May 21, dropping to 3.8994.

This high-to-low spread represents a total annual volatility of 1.2786 RUB. From a start-to-finish perspective, comparing the January average rate of 4.3104 to the December average rate of 4.9748, the exchange rate registered a net change of 15.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.1780 was up 5.22% compared to the 2019 peak of 4.9210, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 25,890 RUB
2019 Average 22,378 RUB
Yearly Trough Low 19,497 RUB
Transaction Impact: A difference of 6,393.00 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.0719
3.9067
JanuMarcMayJulySeptNove

NAD to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1958, compared to 4.6079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4122 points.

H1 Avg (Jan–Jun) 4.1958
H2 Avg (Jul–Dec) 4.6079

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6379 RUB (High: 4.8797 / Low: 4.2418). On the other end, February was the most stable month, with a tight range of 0.1524 RUB (High: 4.3814 / Low: 4.2291).

March Spread (Volatile) ±0.6379
February Spread (Stable) ±0.1524

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4432 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.4432

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.9748) against the same month in 2019 (average: 4.3616), the exchange rate shifted by +0.6131 (+14.06%).

2020 Avg (December) 4.9748
2019 Avg (December) 4.3616

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4293 4.2424 4.3104
February 4.3814 4.2291 4.2868
March 4.8797 4.2418 4.4836
April 4.3820 3.9165 4.0404
May 4.0861 3.8994 4.0038
June 4.2104 3.9534 4.0497
July 4.4921 4.1411 4.2714
August 4.4921 4.1583 4.2597
September 4.6585 4.2418 4.5277
October 4.8940 4.3142 4.6705
November 5.0217 4.7897 4.9435
December 5.1780 4.8255 4.9748