YEARLY HIGH
3.7951 SDG
YEARLY LOW
2.8981 SDG
YEARLY AVERAGE
3.2994 SDG

2020 NAD to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 3.7951. Conversely, the yearly low was recorded on April 23, dropping to 2.8981.

This high-to-low spread represents a total annual volatility of 0.8970 SDG. From a start-to-finish perspective, comparing the January average rate of 3.1564 to the December average rate of 3.7166, the exchange rate registered a net change of 17.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.7951 was up 5.92% compared to the 2019 peak of 3.5832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 18,976 SDG
2019 Average 15,889 SDG
Yearly Trough Low 14,491 SDG
Transaction Impact: A difference of 4,485.02 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.7901
2.9079
JanuMarcMayJulySeptNove

NAD to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2006, compared to 3.3983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1978 points.

H1 Avg (Jan–Jun) 3.2006
H2 Avg (Jul–Dec) 3.3983

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5260 SDG (High: 3.6040 / Low: 3.0780). On the other end, July was the most stable month, with a tight range of 0.1246 SDG (High: 3.3627 / Low: 3.2381).

March Spread (Volatile) ±0.5260
July Spread (Stable) ±0.1246

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3496 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3496

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3.7166) against the same month in 2019 (average: 3.1320), the exchange rate shifted by +0.5846 (+18.67%).

2020 Avg (December) 3.7166
2019 Avg (December) 3.1320

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3119 3.0727 3.1564
February 3.5733 3.2878 3.4603
March 3.6040 3.0780 3.3310
April 3.0891 2.8981 2.9814
May 3.1814 2.9570 3.0439
June 3.3333 3.1636 3.2303
July 3.3627 3.2381 3.3035
August 3.3394 3.1275 3.1895
September 3.4073 3.1873 3.2932
October 3.4189 3.0558 3.3283
November 3.6239 3.3906 3.5588
December 3.7951 3.6014 3.7166