2020 NAD to SOS Historical Review

YEARLY HIGH

41.4704 SOS

YEARLY LOW

30.3508 SOS

YEARLY AVERAGE

35.4820 SOS

2020 NAD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 41.4704. Conversely, the yearly low was recorded on April 23, dropping to 30.3508.

This high-to-low spread represents a total annual volatility of 11.1196 SOS. From a start-to-finish perspective, comparing the January average rate of 40.4273 to the December average rate of 39.0648, the exchange rate registered a net change of -3.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.4704 was down 5.04% compared to the 2019 peak of 43.6725, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 207,352 SOS

2019 Average 200,570 SOS

Yearly Trough Low 151,754 SOS

Transaction Impact: A difference of 55,597.84 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.3396

30.3921

JanuMarcMayJulySeptNove

NAD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 35.2752, compared to 35.6888 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4136 points.

H1 Avg (Jan–Jun) 35.2752

H2 Avg (Jul–Dec) 35.6888

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.8344 SOS (High: 38.1169 / Low: 32.2825). On the other end, July was the most stable month, with a tight range of 1.3097 SOS (High: 35.2977 / Low: 33.9880).

March Spread (Volatile) ±5.8344

July Spread (Stable) ±1.3097

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.8062 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -3.8062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 40.4273) against the same month in 2019 (average: 41.8039), the exchange rate shifted by -1.3766 (-3.29%).

2020 Avg (January) 40.4273

2019 Avg (January) 41.8039

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.4704	39.4187	40.4273
February	39.6482	38.1169	38.9154
March	38.1169	32.2825	35.1106
April	32.4412	30.3508	31.3044
May	33.3159	30.9477	31.9503
June	34.9013	33.1911	33.9434
July	35.2977	33.9880	34.6815
August	35.2959	32.7901	33.4209
September	35.9692	33.3301	34.5867
October	35.9166	31.9269	34.9867
November	38.2045	35.5988	37.3922
December	40.1513	37.8508	39.0648