2012 NAD to SZL Historical Review

YEARLY HIGH

1.0186 SZL

YEARLY LOW

0.9919 SZL

YEARLY AVERAGE

1.0001 SZL

2012 NAD to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 1.0186. Conversely, the yearly low was recorded on April 4, dropping to 0.9919.

This high-to-low spread represents a total annual volatility of 0.0267 SZL. From a start-to-finish perspective, comparing the January average rate of 0.9997 to the December average rate of 0.9998, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0186 was up 0.03% compared to the 2011 peak of 1.0183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 5,093 SZL

2011 Average 4,990 SZL

Yearly Trough Low 4,960 SZL

Transaction Impact: A difference of 133.51 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0013

0.9993

JanuMarcMayJulySeptNove

NAD to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9999, compared to 1.0003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.9999

H2 Avg (Jul–Dec) 1.0003

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0210 SZL (High: 1.0186 / Low: 0.9977). On the other end, March was the most stable month, with a tight range of 0.0039 SZL (High: 1.0029 / Low: 0.9989).

September Spread (Volatile) ±0.0210

March Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0010 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 1.0012) against the same month in 2011 (average: 0.9961), the exchange rate shifted by +0.0051 (+0.51%).

2012 Avg (September) 1.0012

2011 Avg (September) 0.9961

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0040	0.9950	0.9997
February	1.0036	0.9927	0.9996
March	1.0029	0.9989	1.0006
April	1.0068	0.9919	0.9996
May	1.0035	0.9969	1.0005
June	1.0057	0.9939	0.9995
July	1.0036	0.9956	1.0004
August	1.0030	0.9972	1.0002
September	1.0186	0.9977	1.0012
October	1.0027	0.9979	1.0004
November	1.0028	0.9981	0.9999
December	1.0022	0.9974	0.9998