2020 NAD to TJS Historical Review

YEARLY HIGH

0.7776 TJS

YEARLY LOW

0.5366 TJS

YEARLY AVERAGE

0.6299 TJS

2020 NAD to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NAD to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.7776. Conversely, the yearly low was recorded on April 23, dropping to 0.5366.

This high-to-low spread represents a total annual volatility of 0.2410 TJS. From a start-to-finish perspective, comparing the January average rate of 0.6753 to the December average rate of 0.7616, the exchange rate registered a net change of 12.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7776 was up 9.59% compared to the 2019 peak of 0.7095, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 3,888 TJS

2019 Average 3,295 TJS

Yearly Trough Low 2,683 TJS

Transaction Impact: A difference of 1,204.86 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7825

0.5306

JanuMarcMayJulySeptNove

NAD to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6053, compared to 0.6545 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0492 points.

H1 Avg (Jan–Jun) 0.6053

H2 Avg (Jul–Dec) 0.6545

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.1081 TJS (High: 0.7423 / Low: 0.6342). On the other end, July was the most stable month, with a tight range of 0.0230 TJS (High: 0.6260 / Low: 0.6029).

November Spread (Volatile) ±0.1081

July Spread (Stable) ±0.0230

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0554 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0554

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.7616) against the same month in 2019 (average: 0.6722), the exchange rate shifted by +0.0893 (+13.29%).

2020 Avg (December) 0.7616

2019 Avg (December) 0.6722

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6917	0.6559	0.6753
February	0.6565	0.6284	0.6475
March	0.6327	0.5541	0.5921
April	0.5713	0.5366	0.5516
May	0.5890	0.5475	0.5641
June	0.6204	0.5860	0.6015
July	0.6260	0.6029	0.6156
August	0.6232	0.5829	0.5950
September	0.6363	0.5940	0.6145
October	0.6397	0.5695	0.6218
November	0.7423	0.6342	0.7186
December	0.7776	0.7377	0.7616