2025 NAD to TOP Historical Review

YEARLY HIGH

0.1453 TOP

YEARLY LOW

0.1222 TOP

YEARLY AVERAGE

0.1349 TOP

2025 NAD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NAD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1453. Conversely, the yearly low was recorded on April 9, dropping to 0.1222.

This high-to-low spread represents a total annual volatility of 0.0232 TOP. From a start-to-finish perspective, comparing the January average rate of 0.1296 to the December average rate of 0.1431, the exchange rate registered a net change of 10.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1453 was up 6.45% compared to the 2024 peak of 0.1365, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 727 TOP

2024 Average 647 TOP

Yearly Trough Low 611 TOP

Transaction Impact: A difference of 115.83 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1447

0.1258

JanuMarcMayJulySeptNove

NAD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1311, compared to 0.1387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 0.1311

H2 Avg (Jul–Dec) 0.1387

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0088 TOP (High: 0.1309 / Low: 0.1222). On the other end, June was the most stable month, with a tight range of 0.0028 TOP (High: 0.1360 / Low: 0.1333).

April Spread (Volatile) ±0.0088

June Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0045 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.1431) against the same month in 2024 (average: 0.1314), the exchange rate shifted by +0.0117 (+8.91%).

2025 Avg (December) 0.1431

2024 Avg (December) 0.1314

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1325	0.1269	0.1296
February	0.1314	0.1284	0.1305
March	0.1339	0.1291	0.1319
April	0.1309	0.1222	0.1274
May	0.1348	0.1289	0.1321
June	0.1360	0.1333	0.1349
July	0.1375	0.1337	0.1358
August	0.1380	0.1330	0.1360
September	0.1394	0.1354	0.1380
October	0.1407	0.1377	0.1393
November	0.1417	0.1383	0.1398
December	0.1453	0.1405	0.1431