2013 NGN to BAM Historical Review

YEARLY HIGH

0.0096 BAM

YEARLY LOW

0.0088 BAM

YEARLY AVERAGE

0.0093 BAM

2013 NGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.0096. Conversely, the yearly low was recorded on December 30, dropping to 0.0088.

This high-to-low spread represents a total annual volatility of 0.0008 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0094 to the December average rate of 0.0090, the exchange rate registered a net change of -4.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0096 was down 5.03% compared to the 2012 peak of 0.0102, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 9,640 BAM

2012 Average 9,595 BAM

Yearly Trough Low 8,808 BAM

Transaction Impact: A difference of 832.26 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0096

0.0089

JanuMarcMayJulySeptNove

NGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0094, compared to 0.0091 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0094

H2 Avg (Jul–Dec) 0.0091

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0005 BAM (High: 0.0095 / Low: 0.0091). On the other end, October was the most stable month, with a tight range of 0.0001 BAM (High: 0.0090 / Low: 0.0089).

June Spread (Volatile) ±0.0005

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.0095) against the same month in 2012 (average: 0.0094), the exchange rate shifted by +0.0001 (+1.38%).

2013 Avg (March) 0.0095

2012 Avg (March) 0.0094

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0096	0.0092	0.0094
February	0.0095	0.0091	0.0093
March	0.0096	0.0094	0.0095
April	0.0096	0.0094	0.0095
May	0.0096	0.0094	0.0095
June	0.0095	0.0091	0.0093
July	0.0095	0.0092	0.0093
August	0.0092	0.0090	0.0091
September	0.0091	0.0090	0.0090
October	0.0090	0.0089	0.0090
November	0.0092	0.0091	0.0091
December	0.0091	0.0088	0.0090