2020 NGN to CRC Historical Review

YEARLY HIGH

1.6146 CRC

YEARLY LOW

1.4524 CRC

YEARLY AVERAGE

1.5375 CRC

2020 NGN to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NGN to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 1.6146. Conversely, the yearly low was recorded on May 3, dropping to 1.4524.

This high-to-low spread represents a total annual volatility of 0.1623 CRC. From a start-to-finish perspective, comparing the January average rate of 1.5689 to the December average rate of 1.5771, the exchange rate registered a net change of 0.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6146 was down 16.39% compared to the 2019 peak of 1.9310, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 1,614,638 CRC

2019 Average 1,631,318 CRC

Yearly Trough Low 1,452,375 CRC

Transaction Impact: A difference of 162,262.98 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6070

1.4484

JanuMarcMayJulySeptNove

NGN to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5171, compared to 1.5580 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0409 points.

H1 Avg (Jan–Jun) 1.5171

H2 Avg (Jul–Dec) 1.5580

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1177 CRC (High: 1.5706 / Low: 1.4529). On the other end, July was the most stable month, with a tight range of 0.0108 CRC (High: 1.5060 / Low: 1.4952).

April Spread (Volatile) ±0.1177

July Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0569 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0569

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.5938) against the same month in 2019 (average: 1.5972), the exchange rate shifted by -0.0034 (-0.21%).

2020 Avg (November) 1.5938

2019 Avg (November) 1.5972

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5850	1.5522	1.5689
February	1.5776	1.5524	1.5636
March	1.5707	1.4853	1.5388
April	1.5706	1.4529	1.4818
May	1.4726	1.4524	1.4616
June	1.4985	1.4657	1.4877
July	1.5060	1.4952	1.5017
August	1.5614	1.5043	1.5384
September	1.5838	1.5393	1.5574
October	1.5934	1.5637	1.5796
November	1.6146	1.5737	1.5938
December	1.5995	1.5406	1.5771