2025 NGN to DJF Historical Review

YEARLY HIGH

0.1239 DJF

YEARLY LOW

0.1057 DJF

YEARLY AVERAGE

0.1170 DJF

2025 NGN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 14, valuing the pair at 0.1239. Conversely, the yearly low was recorded on February 4, dropping to 0.1057.

This high-to-low spread represents a total annual volatility of 0.0182 DJF. From a start-to-finish perspective, comparing the January average rate of 0.1146 to the December average rate of 0.1224, the exchange rate registered a net change of 6.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1239 was down 40.13% compared to the 2024 peak of 0.2069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 123,891 DJF

2024 Average 124,806 DJF

Yearly Trough Low 105,698 DJF

Transaction Impact: A difference of 18,193.05 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1243

0.1103

JanuMarcMayJulySeptNove

NGN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1143, compared to 0.1196 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.1143

H2 Avg (Jul–Dec) 0.1196

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0137 DJF (High: 0.1194 / Low: 0.1057). On the other end, July was the most stable month, with a tight range of 0.0006 DJF (High: 0.1164 / Low: 0.1159).

February Spread (Volatile) ±0.0137

July Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0039 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.1231) against the same month in 2024 (average: 0.1062), the exchange rate shifted by +0.0169 (+15.89%).

2025 Avg (November) 0.1231

2024 Avg (November) 0.1062

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1153	0.1139	0.1146
February	0.1194	0.1057	0.1164
March	0.1187	0.1144	0.1164
April	0.1186	0.1104	0.1125
May	0.1123	0.1110	0.1114
June	0.1156	0.1121	0.1145
July	0.1164	0.1159	0.1162
August	0.1168	0.1147	0.1160
September	0.1197	0.1156	0.1183
October	0.1231	0.1198	0.1215
November	0.1239	0.1222	0.1231
December	0.1231	0.1215	0.1224