2021 NGN to HTG Historical Review

YEARLY HIGH

0.2488 HTG

YEARLY LOW

0.1771 HTG

YEARLY AVERAGE

0.2219 HTG

2021 NGN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NGN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.2488. Conversely, the yearly low was recorded on February 20, dropping to 0.1771.

This high-to-low spread represents a total annual volatility of 0.0717 HTG. From a start-to-finish perspective, comparing the January average rate of 0.1881 to the December average rate of 0.2447, the exchange rate registered a net change of 30.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2488 was down 16.18% compared to the 2020 peak of 0.2968, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 248,794 HTG

2020 Average 247,381 HTG

Yearly Trough Low 177,118 HTG

Transaction Impact: A difference of 71,675.68 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2504

0.1825

JanuMarcMayJulySeptNove

NGN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2053, compared to 0.2386 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0333 points.

H1 Avg (Jan–Jun) 0.2053

H2 Avg (Jul–Dec) 0.2386

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0305 HTG (High: 0.2244 / Low: 0.1938). On the other end, November was the most stable month, with a tight range of 0.0038 HTG (High: 0.2418 / Low: 0.2380).

April Spread (Volatile) ±0.0305

November Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0014 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.2447) against the same month in 2020 (average: 0.1822), the exchange rate shifted by +0.0625 (+34.33%).

2021 Avg (December) 0.2447

2020 Avg (December) 0.1822

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1941	0.1831	0.1881
February	0.1995	0.1771	0.1892
March	0.2106	0.1922	0.2016
April	0.2244	0.1938	0.2105
May	0.2297	0.2089	0.2184
June	0.2285	0.2166	0.2240
July	0.2332	0.2207	0.2297
August	0.2417	0.2270	0.2363
September	0.2430	0.2331	0.2385
October	0.2459	0.2368	0.2418
November	0.2418	0.2380	0.2404
December	0.2488	0.2401	0.2447