YEARLY HIGH
170.8116 IRR
YEARLY LOW
106.6146 IRR
YEARLY AVERAGE
110.9794 IRR

2020 NGN to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the NGN to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 170.8116. Conversely, the yearly low was recorded on December 26, dropping to 106.6146.

This high-to-low spread represents a total annual volatility of 64.1971 IRR. From a start-to-finish perspective, comparing the January average rate of 116.2309 to the December average rate of 109.7002, the exchange rate registered a net change of -5.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 170.8116 was up 22.53% compared to the 2019 peak of 139.4042, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 170,811,640 IRR
2019 Average 117,157,787 IRR
Yearly Trough Low 106,614,562 IRR
Transaction Impact: A difference of 64,197,077.96 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

117.0309
107.4307
JanuMarcMayJulySeptNove

NGN to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 111.9844, compared to 109.9743 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0101 points.

H1 Avg (Jan–Jun) 111.9844
H2 Avg (Jul–Dec) 109.9743

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 62.5837 IRR (High: 170.8116 / Low: 108.2279). On the other end, June was the most stable month, with a tight range of 0.5306 IRR (High: 109.0486 / Low: 108.5180).

July Spread (Volatile) ±62.5837
June Spread (Stable) ±0.5306

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 4.2338 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.2338

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 110.6409) against the same month in 2019 (average: 116.8121), the exchange rate shifted by -6.1712 (-5.28%).

2020 Avg (July) 110.6409
2019 Avg (July) 116.8121

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 116.5369 115.0045 116.2309
February 116.4109 115.0819 115.6734
March 115.6332 107.5566 113.6545
April 114.7275 107.9615 109.4207
May 108.9625 107.8009 108.2307
June 109.0486 108.5180 108.6963
July 170.8116 108.2279 110.6409
August 111.2417 108.4677 109.3089
September 110.6570 108.6601 109.7448
October 110.6570 109.1049 110.2133
November 110.8026 109.5817 110.2378
December 110.9486 106.6146 109.7002