2012 NGN to LTL Historical Review

YEARLY HIGH

0.0179 LTL

YEARLY LOW

0.0163 LTL

YEARLY AVERAGE

0.0169 LTL

2012 NGN to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 16, valuing the pair at 0.0179. Conversely, the yearly low was recorded on February 1, dropping to 0.0163.

This high-to-low spread represents a total annual volatility of 0.0017 LTL. From a start-to-finish perspective, comparing the January average rate of 0.0166 to the December average rate of 0.0167, the exchange rate registered a net change of 0.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0179 was up 2.50% compared to the 2011 peak of 0.0175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 17,940 LTL

2011 Average 15,930 LTL

Yearly Trough Low 16,266 LTL

Transaction Impact: A difference of 1,674.48 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0177

0.0164

JanuMarcMayJulySeptNove

NGN to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0167, compared to 0.0171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0167

H2 Avg (Jul–Dec) 0.0171

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0011 LTL (High: 0.0179 / Low: 0.0168). On the other end, October was the most stable month, with a tight range of 0.0003 LTL (High: 0.0171 / Low: 0.0167).

July Spread (Volatile) ±0.0011

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.0175) against the same month in 2011 (average: 0.0157), the exchange rate shifted by +0.0019 (+11.87%).

2012 Avg (August) 0.0175

2011 Avg (August) 0.0157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0169	0.0163	0.0166
February	0.0168	0.0163	0.0165
March	0.0168	0.0164	0.0166
April	0.0168	0.0164	0.0167
May	0.0174	0.0166	0.0170
June	0.0174	0.0168	0.0170
July	0.0179	0.0168	0.0174
August	0.0179	0.0172	0.0175
September	0.0174	0.0167	0.0170
October	0.0171	0.0167	0.0169
November	0.0173	0.0169	0.0171
December	0.0170	0.0165	0.0167