2012 NGN to NAD Historical Review

YEARLY HIGH

0.0568 NAD

YEARLY LOW

0.0472 NAD

YEARLY AVERAGE

0.0517 NAD

2012 NGN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NGN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.0568. Conversely, the yearly low was recorded on February 5, dropping to 0.0472.

This high-to-low spread represents a total annual volatility of 0.0096 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0497 to the December average rate of 0.0549, the exchange rate registered a net change of 10.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0568 was up 6.17% compared to the 2011 peak of 0.0535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 56,766 NAD

2011 Average 46,513 NAD

Yearly Trough Low 47,169 NAD

Transaction Impact: A difference of 9,597.56 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0566

0.0474

JanuMarcMayJulySeptNove

NGN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0498, compared to 0.0536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0498

H2 Avg (Jul–Dec) 0.0536

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0041 NAD (High: 0.0533 / Low: 0.0492). On the other end, September was the most stable month, with a tight range of 0.0014 NAD (High: 0.0532 / Low: 0.0518).

May Spread (Volatile) ±0.0041

September Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0013 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 0.0559) against the same month in 2011 (average: 0.0514), the exchange rate shifted by +0.0045 (+8.78%).

2012 Avg (November) 0.0559

2011 Avg (November) 0.0514

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0511	0.0483	0.0497
February	0.0492	0.0472	0.0483
March	0.0490	0.0476	0.0482
April	0.0508	0.0484	0.0497
May	0.0533	0.0492	0.0515
June	0.0535	0.0503	0.0517
July	0.0531	0.0498	0.0511
August	0.0536	0.0504	0.0521
September	0.0532	0.0518	0.0525
October	0.0563	0.0529	0.0550
November	0.0568	0.0550	0.0559
December	0.0563	0.0537	0.0549