2026 NGN to NIO Historical Review

YEARLY HIGH

0.0274 NIO

YEARLY LOW

0.0255 NIO

YEARLY AVERAGE

0.0268 NIO

2026 NGN to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 0.0274. Conversely, the yearly low was recorded on January 1, dropping to 0.0255.

This high-to-low spread represents a total annual volatility of 0.0020 NIO. From a start-to-finish perspective, comparing the January average rate of 0.0259 to the December average rate of 0.0270, the exchange rate registered a net change of 4.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0274 was up 7.15% compared to the 2025 peak of 0.0256, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 27,446 NIO

2025 Average 24,184 NIO

Yearly Trough Low 25,457 NIO

Transaction Impact: A difference of 1,988.37 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0272

0.0258

JanuMarcMayJuly

NGN to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0267, compared to 0.0269 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0267

H2 Avg (Jul–Dec) 0.0269

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0011 NIO (High: 0.0265 / Low: 0.0255). On the other end, August was the most stable month, with a tight range of 0.0001 NIO (High: 0.0271 / Low: 0.0270).

January Spread (Volatile) ±0.0011

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.0270) against the same month in 2025 (average: 0.0233), the exchange rate shifted by +0.0037 (+16.07%).

2026 Avg (April) 0.0270

2025 Avg (April) 0.0233

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0265	0.0255	0.0259
February	0.0274	0.0264	0.0271
March	0.0272	0.0263	0.0267
April	0.0274	0.0266	0.0270
May	0.0268	0.0267	0.0267
June	0.0271	0.0266	0.0269
July	0.0270	0.0266	0.0268
August	0.0271	0.0270	0.0270